See what your subscriptions cost per year, how much goes on ones you barely use, and what that money could grow to if invested.
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With total monthly subscriptions 180, share you rarely use (%) 30, years to look ahead 10, assumed annual return (%) 5, the wasted on unused subscriptions per year is $648.00.
| Total monthly subscriptions | 180 |
|---|---|
| Share you rarely use (%) | 30 |
| Years to look ahead | 10 |
| Assumed annual return (%) | 5 |
| Wasted on unused subscriptions per year | $648.00 |
|---|---|
| Total subscription cost per year | $2,160.00 |
| Wasted over the period | $6,480.00 |
| If that money were invested instead | $8,385.24 |
Amounts are shown in US dollars for illustration. Choose your own currency in the calculator above; it labels amounts and does not convert them.
Add up everything you pay for monthly (streaming, apps, memberships, cloud storage) and estimate the share you rarely use. The investment figure assumes steady month-end contributions at a constant rate and is only an illustration.
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Yearly cost = monthly spend × 12; wasted = monthly spend × unused share; invested value = wasted × ((1 + r)^n − 1) ÷ r, with r = annual rate/12. Add up everything you pay for monthly (streaming, apps, memberships, cloud storage) and estimate the share you rarely use. The investment figure assumes steady month-end contributions at a constant rate and is only an illustration.
With total monthly subscriptions 180, share you rarely use (%) 30, years to look ahead 10, assumed annual return (%) 5, the wasted on unused subscriptions per year is $648.00. Total subscription cost per year: $2,160.00; Wasted over the period: $6,480.00; If that money were invested instead: $8,385.24.
This is an estimate based on the inputs and assumptions shown on this page, not professional advice. Check anything with financial, health or safety consequences independently.
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