Find out how much rent fits your take-home pay and whether a specific rent passes a typical landlord income test.
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With country United Kingdom, gross annual pay 50,000, share of take-home for rent (%) 30, rent you are considering (per month) 1,200, other fixed monthly costs (debt, transport) 500, us state income tax estimate (%, us only) 4, the affordable monthly rent is £987.99.
| Country | United Kingdom |
|---|---|
| Gross annual pay | 50,000 |
| Share of take-home for rent (%) | 30 |
| Rent you are considering (per month) | 1,200 |
| Other fixed monthly costs (debt, transport) | 500 |
| US state income tax estimate (%, US only) | 4 |
| Affordable monthly rent | £987.99 |
|---|---|
| Monthly take-home | £3,293.30 |
| Planned rent as a share of take-home | 36.44% |
| Left after planned rent and fixed costs | £1,593.30 |
| Gross income landlords often ask for (30× monthly rent) | £36,000.00 |
| Meets that income test? | Yes |
Amounts are shown in GBP for illustration. Choose your own currency in the calculator above; it labels amounts and does not convert them.
Your salary is converted to monthly take-home using the country tax rules. A share of take-home (30% by default) is a common budgeting rule of thumb, not a requirement. Landlord checks vary; 30 times monthly rent is a common UK guideline.
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Affordable rent = monthly take-home × rent share; income test = gross pay ≥ 30 × monthly rent. Your salary is converted to monthly take-home using the country tax rules. A share of take-home (30% by default) is a common budgeting rule of thumb, not a requirement. Landlord checks vary; 30 times monthly rent is a common UK guideline.
With country United Kingdom, gross annual pay 50,000, share of take-home for rent (%) 30, rent you are considering (per month) 1,200, other fixed monthly costs (debt, transport) 500, us state income tax estimate (%, us only) 4, the affordable monthly rent is £987.99. Monthly take-home: £3,293.30; Planned rent as a share of take-home: 36.44%; Left after planned rent and fixed costs: £1,593.30; Gross income landlords often ask for (30× monthly rent): £36,000.00; Meets that income test?: Yes.
This is an estimate based on the inputs and assumptions shown on this page, not professional advice. Check anything with financial, health or safety consequences independently.
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